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  • Rear End Loaded Products
    uni- versal life, advertised that there is "no direct expense charged to the persistent policyholder" ... the United States. Although this does not have a direct affect on our topic of rear end charges, it does ...

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    • Authors: Dennis Carr, James Glickman, Harold G Ingraham, Gregory J Kaiser, William Schnaer
    • Date: Oct 1984
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities; Life Insurance
  • Capital-Raising Issues
    Here, the payback will be proportional to the direct company's profits. Now let's talk about leverage ... mortality table you happen to be using. Therefore, the direct company really pays the claims and no reserve transfer ...

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    • Authors: Diane Wallace, William Schnaer, Weston M Hicks, Norris W Clark
    • Date: Jun 1990
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments>Capital management - Finance & Investments